01 - Place shredded coconut in a dry skillet over medium heat. Stir frequently for 3 to 5 minutes until lightly golden and aromatic. Remove from heat and allow to cool.
02 - Core each apple and slice into 1/4-inch thick rounds. Arrange the apple slices evenly on a tray lined with parchment paper.
03 - If using caramel candies, place them in a microwave-safe bowl with 1 tablespoon of water and heat in 20-second intervals, stirring until smooth. Warm caramel dip slightly as needed for easier spreading.
04 - Using a small spoon or offset spatula, spread a thin, even layer of caramel over each apple slice.
05 - Sprinkle toasted coconut generously over the caramel-coated apple slices, pressing gently to ensure adhesion.
06 - Combine chocolate chips and coconut oil (if using) in a microwave-safe bowl. Microwave in 20-second bursts, stirring until fully melted and smooth.
07 - Drizzle the melted chocolate over the coconut layer on each apple slice using a fork or a piping bag for decorative effect.
08 - Optionally, sprinkle a pinch of flaky sea salt on top. Allow the apple slices to rest for 5 minutes to let the chocolate and caramel set before serving.